Relationship Officer - Deposit Banking  
Mobilink Microfinance Bank   More jobs from this company

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Job Title:   Relationship Officer - Deposit Banking
Category:   Business Development
Total Positions:   10
Job Location:   Peshawar, Quetta, Jandanwala, Rahimyar Khan, Khanpur, Qambar, Timergara, Alipur
Gender:   No Preference
Minimum Education:   Bachelors
Career Level:   Experienced Professional
Minimum Experience:   2 Years
Salary Range:   PKR 0 to 0 per Month
Apply By:   Apr 13, 2023
     
     
 
Job Description:

Job Responsibilities:

  • Responsible for execution of customer acquisition process in order to build a healthy portfolio for liability growth and cross sell targets of the team. 
  • Ensure to build up a CALSA / TD customer portfolio within agreed time period. 
  • Ensure overall assigned portfolio targets are achieved product wise CALSA / SA / TD on weekly/monthly/quarterly and annual basis. 
  • Take onboard Free Lancers / Brand Ambassador to make a deposit mobilization team of 25 head counts for retail deposit marketing. 
  • Ensure targeted percentage of portfolio mix i.e. between CASA and Term Deposit is achieved. 
  • Achieve fairly priced deposit to support retail deposit growth on the back of multiple accounts. 
  • Establish and maintain good relationships with key potential clients, and develop these into successful, ongoing business relationships. 
  • Ensure the objectives are met within Bank policies, procedures, strategies and maintain coordination with internal units of the branch. 
  • Ensure deposit mobilization and NTB Account Opening run rate on daily basis. 
  • Understand the problems and challenges of clients and seek help from RM/BM to better address those needs. 
  • Seek opportunities to cross-sell or upsell to existing clients. 
  • Monitor and assess the activities of our competitors to proactively satisfy and retain MMBL clients. 
  • Provide excellent service to maintain a positive reputation for the business. 
  • Resolve any customer complaints promptly and professionally.

Job Requirement:

  • Hold a Bachelor’s degree from a reputable Institution in business administration, commerce, accounting, marketing, economics, finance or equivalent. 
  • A good understanding of Deposit products and its workability. Must possess knowledge about CASA & bilinear fundamental to achieve CASA growth. 
  • Preferably have a minimum of 2 year relevant work experience in sales, management, and operations experience within the retail/consumer banking or any other industry.
  • Fresh Graduates/Master’s degree holders of A Class Universities / Colleges having sales aptitude & passion.

Essential Skills:

  • Skilled in direct sales 
  • Understanding of Customer behavior and distribution 
  • Ability to work under pressure 
  • Presentation skills 
  • Customer focused 
  • Socialization ability 
  • Proficient in MS office 
  • Self-motivated & career oriented
  • Ability to work in a team 
  • Ability to work under pressure

Desired Skills:

  • Knowledge of MMBL’s products/processes and policies. 
  • Understanding of compliance and regulatory requirements for each of the products Statements in this document are intended to reflect, in general, the role and responsibilities of the position, but are not to be interpreted as totally inclusive.

Company Information
 
Company Name:  Mobilink Microfinance Bank
Company Description:
Mobilink Microfinance Bank Limited (MMBL) is Pakistan's largest digital bank with over 20 million registered and 8 million active digital wallets. Backed by VEON Co., MMBL started operations in April 2012 and launched branch-less banking operations under the brand name JAZZCASH in partnership with Pakistan's largest telecom operator JAZZ in Nov 2012. Being a hybrid model that combines traditional micro finance with mobile / digital banking technologies, the bank now operates with 74 branches, with more than 1559 employees, a network of over 90000 branch-less banking agents (growing) and a USSD (GSM) based digital channel in the country offering savings, micro enterprise (MSME) loans, small housing loans, remittances, collection (of utility bills and loan installments), mobile wallets, insurance, G2P, B2B & B2P payments and thus playing a leading role in promotion of financial inclusion.

Despite being a young bank, Mobilink bank has emerged as one of the front runners in the sector and achieved financial break-even within four years of commencing operations in 2016, one of the fastest in the industry. Financial performance of the Bank has been remarkable in 2016, 2017 and 2018

Mobilink Bank & JAZZ, under the brand name JAZZCASH, envision to become market leaders in branchless banking, digital banking and micro financial services offering simple, innovative and value added products and services to the people of Pakistan. MMBL game plan aims at taking banking from confines of limited number of brick and mortar structures to cell phones and thus make a significant contribution in banking the unbanked through digital channels. The Bank so far has financed over 500,000 individual micro and small businesses since inception of the Bank in 2012 and is the proud recipient of “Bank of the Unbanked Award” in 2018 and 2019.

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